Coming soon · demo on request
BIKUS FINANCEEvery franc tracked, from the market to the balance sheet
BIKUS FINANCE handles field agents' collections, your members' savings and loans, and the institution's accounting in a single tool. A posted transaction is never edited: it is reversed, with a reason and an author.
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Why choose it
A tamper-proof ledger
The database refuses any change to a posted entry: mistakes are fixed by reversal.
Members kept informed
Every deposit can be confirmed to the member by SMS, the strongest control against fraud.
Your rules, your settings
Products, rates, shares, penalties and permissions are set on screen, without a developer.
Features
Everything you need, nothing you don't
- 01
Daily collection
Collectors record deposits in the field; their cash is handed over and checked by someone else.
- 02
Savings
Accounts by product, interest calculated on end-of-day balances, terms locked at opening.
- 03
Loans
Application, committee decision according to authority levels, disbursement, schedule, penalties and provisioning.
- 04
Double-entry accounting
The institution's own chart of accounts, journals, trial balance and periodic runs.
- 05
Members and shares
Membership, shares and entry fees, applied according to your house rules.
- 06
Branches, tills and white label
Several branches with their tills and staff, under the institution's name and colours.
Who it's for
Built for
- Microfinance institutions
- Savings and credit cooperatives
- Mutual societies and structured savings groups
Getting started
Up and running in three steps
- 01DemoWe show you the product on your own cases, in thirty minutes.
- 02SetupConfigured to your colours and your rules, with the data you need brought over.
- 03Training and supportYour teams get trained, and we stay reachable after launch.
FAQ
Your questions about BIKUS FINANCE
Pricing
Pricing announced at launch
The product is being finalised. Book a demo to be among the first users.
Book a demoCan you import our history?
Members, accounts and opening balances are migrated with you. Importing the full transaction history from old software is assessed case by case.
Does the software produce COBAC reports?
Regulatory reports are defined with each institution according to its status and category; we build them from your accounting.
Is our data kept separate from other clients?
Yes. Every action checks the signed-in user's institution, and BIKUS FINANCE runs on its own database, separate from our other products.
Want to see BIKUS FINANCE in action?
A thirty-minute demo on your own cases, with no commitment.